PDF Ebook Medicare For Dummies, by Patricia Barry
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Medicare For Dummies, by Patricia Barry
PDF Ebook Medicare For Dummies, by Patricia Barry
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Medicare For Dummies, 2nd Edition (9781119079422) is now being published as Medicare For Dummies, 2nd Edition (9781119293392). While this version features an older Dummies cover and design, the content is the same as the new release and should not be considered a different product.
Make your way through the Medicare maze with help from For Dummies
America’s baby boomers are now turning 65 at the rate of about 10,000 a day. Yet very few have any idea about how Medicare works, when they should sign up, or how the program fits in with other health insurance they may have. Medicare For Dummies, 2nd Edition provides a detailed road map for navigating Medicare’s often-baffling complexities and helps consumers avoid pitfalls that could otherwise cost them dearly.
In plain language, the new edition explains:
- How to qualify for Medicare, according to your personal circumstances, including new information on the rights of people in same-sex marriages
- When to sign up at the time that’s right for you, to avoid lifelong late penalties
- How to weigh Medicare’s many options so you can be confident of making the decision that’s best for you
- What Medicare covers and what you pay, with up-to-date details of the costs of premiums, deductibles, and copays—and how you may be able to reduce those expenses
By conveying not only the basics but also how to troubleshoot problems and where to find assistance, Medicare For Dummies, 2nd Edition helps you to get the most out of Medicare.
- Sales Rank: #60051 in Books
- Published on: 2015-09-08
- Original language: English
- Number of items: 1
- Dimensions: 9.30" h x .80" w x 7.40" l, .0 pounds
- Binding: Paperback
- 408 pages
From the Back Cover
Learn to:
- Navigate the Medicare maze
- Know exactly when to enroll
- Make smart coverage decisions
- Avoid mistakes that could cost you money
The fast and easy way to get up to speed on Medicare
It's time for you (or a loved one) to enroll in Medicare, but Medicare is a maze. You must choose among many options to pick the one that's best for you personally. To do that, you need accurate information that steers you clear of bad advice and costly pitfalls. Medicare For Dummies is the friendly guide you need to navigate Medicare successfully and get the best of the system.
- The nuts and bolts — understand how Medicare works, what it covers, and what it costs
- The hows and whens — find out how you qualify for Medicare, when you should enroll according to your personal circumstances, and how Medicare fits in with other health insurance you may have
- Make smart choices — discover the many options available in Medicare, and find out how to make confident choices that are right for you
- From the inside out — grasp how to use Medicare effectively, from managing routine costs and dealing with doctors to filling prescriptions and reducing your out-of-pocket expenses
Open the book and find:
- When you should sign up
- A plain-language explanation of how Medicare works
- How you qualify
- What Medicare covers — and costs
- How Medicare works with other health benefits
- Medigap and Medicare Advantage plans explained
- Tips on reducing out-of-pocket expenses
- How to choose a Part D plan
- Red flags to alert you to a scam
About the Author
Patricia Barry is features editor of AARP Media as well its online "Ms. Medicare" columnist. A recognized authority on Medicare and Medicare Part D prescription drug coverage who has written extensively for consumers, Patricia has answered thousands of questions sent by Medicare beneficiaries across the nation.
Most helpful customer reviews
44 of 44 people found the following review helpful.
An essential pick-up for any one who regrets retirement upon finding how much "work" it can be.
By Giuseppe C.
Retirement brings with it much clutter, and it's easy for anyone who's accustomed to a daily schedule with all the "extra" business once taken care of by the employer (health, medical and dental bills, disability insurance, Social Security, annuity income), to feel dazed and confused, even perplexed and occasionally overwhelmed by all of the "secondary" concerns that require judicious choices not to mention poring through mountains of mailings, sorting out various plans, and being careful to note deadlines.
One of the more daunting programs, even before all the recent notoriety of ObamaCare, is Medicare. Not to worry. Patricia Barry's book explains the program in lucid, organized prose, separating the essentials from the less relevant information, and in a manner that enables the reader to make the choices that will ensure the best care at the most affordable price--including the distressful situations we may have witnessed in our parents without applying them to our own lives--until now.
Of most help to me was the explanation of Part D, which prepares anyone who has used, or possibly will be prescribed, expensive medications for, say, a cholesterol problem or an even more serious condition. Here's where the most choices are to be made. Is the cheapest plan necessarily the best bet? Is the most highly rated plan necessarily the one to select? And what about plans that offer two "slightly" different options at "substantially" different prices? How should you go about selecting between the two? And with respect to any of the plans, are they irrevocable or can the individual who is now eligible for Medicare change his or her mind and select a different plan? If so, when can the decision be made? How often? Can I change my mind a 2nd, 3rd, 4th time, possibly returning to the plan I started with?
Barry's book enabled me not only to distinguish between the forest and the trees but to toss several stacks of information that I had previously torn out of magazines and/or downloaded from the internet. For the present, it's the only book you'll need about Medicaare--at once reducing some of the clutter and setting your mind at rest about all of those saved articles you had "intended" to read (just be careful not to do the same with this book!)
74 of 79 people found the following review helpful.
As good a book you're going to get on the subject.
By JackOfMostTrades
The Medicare program is fairly complex; not that this is a criticism of the government. Heck, I have a 750-page camera manual. Things are just more complicated these days. This book answers most of the questions you might have about Medicare, and quite a few you didn't realize you may have. It's particularly helpful in discussing 'Advantage' plans, which if you've checked them out, may not be such an advantage, if you know about philanthropic plans, for example, those offered by many hospitals,non-profits, medical association and even pharmaceutical programs that can help the 'gaps' in medical care coverage--however, only if you meet economic need requirements.
For example, (and I'm only going to give one): Medicare doesn't pay for opthamology exams unless you've been diagnosed as potentially having a serious eye disease. But there's a way to get regular free exams if you know where to look (in this case the internet can be your friend). What I do recommend is that this book provides a lot of information, but if you are seriously deciding on various options (like pharmacy plans, 'medicap' plans, etc.) you should definitely have a calculator with you as you read.
Finally, if you are considering becoming a health care advocate, there is a section on ideas that are afoot to alter Medicare, which anyone that relies on it should be aware of. Let's face it. A book like this isn't so stimulating it's going to be optioned for a Hollywood movie, but it's a book you should grow familiar with until it's almost second nature (like learning the times table). It will help you be informed ahead of the time when you really need to be informed in case you have a major health issue.
57 of 61 people found the following review helpful.
Thorough and clear
By Mom and daughter
Very thorough, but also clear (unlike everything else I've read so far). I finally feel like I understand Medicare, Medicare Advantage, Medigap, what's covered and what's not. Also very complete info for where to go when there's a problem. Worth every dime.
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